Yahoo Mail has a Serious Bug but the Solution is Discovered

In a previous article I railed against Yahoo Mail for a serious bug in their new e-mail address validation process. Well thanks to the publicity created by my rant I learned how to fix the problem. First I want to send a thank you out to Jasmine for informing me of the solution. It's a wonderful thing when someone takes time out of their busy day to help someone.

There exists and intermittentproblem in Yahoo Mail when adding a new e-mail to your Managed Addresses. For those of us that have switch to using Yahoo Mail as our primary mail clientthis is an extremely important feature. Without it, you can't add e-mail account where you can check or create e-mails from. Essentially making Yahoo Mail useless as a e-mail client. I suffered with this problem for months. I wrote the predecessor to this article mainly to slam Yahoo. I was angry I was about to start the process of finding and switching e-mail clients again. From that article I got an e-mail from Jasmine that showed me how to solve the problem. I hope you find this article before going through the trouble I did. Here is how to solve the Yahoo Address Confirmation Code problem.

For starters, you can't solve the problem in Yahoo Mail. 

1.You must first go to your main account settings page.
There are a number of ways to get there. From Yahoo Mail or My Yahoo there is a My Account link at the top of the page. 

2.In the section Member Information there is a link Edit it is out to the right of Member Information, click this link. Note, there is a link Edit your marketing preferences, but this is not the correct one.

3.Under Email Information, you need to remove at least one e-mail address and you need to have the total number of e-mails listed here under 5. This will reset the confirmation codes.

4.Now go back to Yahoo Mail and add the new e-mail address normally. The confirmation system will work now.

I have since added multiple e-mail accounts without problems. I do fear the problem coming back and having to re-add multiple accounts. We can only hope that Yahoo fixes this bug soon. Unfortunately, They're probably too busy on the new beta version to fix existing problems.

All the normal Yahoo Mail restrictions are still in place. This process just resets the confirmation codes.

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Yahoo Mail has a Serious Bug

Yahoo Mail or Y-Mail, Yahoo's web based e-mail client has a serious bug. Their e-mailconfirmation system is not working! 

One of the most critical features of any e-mail client is the ability to add new e-mail addresses. Most serious Internet users have multiple e-mail addresses. If you want to use a single e-mail client you need to be able to setup all your addresses in one spot. Yahoo requires you to validate that the e-mail address you attempting to add is actually yours. That is a good thing. If they didn't do this spammers and criminals alike could do serious harm. Yahoo's method of validating a new e-mail address is to send a code to that address and ask the receiver to validate the code on another site. In the validation message there is a link that brings you strait to the validation page with the code filled out. The validation code is also displayed and you can enter it manually from where you sent the verification message if you left that page open. Regardless of the method you use you will get the same error telling you there was a problem with the code. Once this problem appears it doesn't go away. I've tried dozens of different e-mail addresses from several different domains that I own and the results are the same. It does no good to resend the validation message. Starting from scratch doesn't help either because Yahoo keeps sending the same validation code.

Personally, I'm in a mess. I've committed to Yahoo Mail as my primary client. It will be very time consuming to change. Before I can change I'll have to spend weeks evaluating online e-mail clients to make sure the one I choose has the features I need and want. Yahoo Mail was by far the best choice for me at thetime I switched and obviously did not know about this serious bug. I hope you learn about this problem before making the leap like I did.

One more important note. I would not be writing this negative review if it was in someway possible to contact Yahoo Support and get someone to fix this problem. I wouldn't be surprised if they didn't even know about it. This bug has existed for months. I've had contact with others that have experienced the problem. E-mails to support @ yahoo have resulting in nothing. Questions on Yahoo Answers have gone ignored except for some obnoxious teens. This is particularly frustrating because I pay to use Yahoo as my e-mail client, and I believe that if you pay for a service there should be a human somewhere in the process that can fix problems.

Please let me know if you know of a work around to this Yahoo Bug, and please only if you truly know of the problem and how to fix it. I've been through all the make sure you're logged into your account and check you caps lock and crap like that. This is a true bug and Yahoo needs to resolve it.

In conclusion, if you are considering using Yahoo Mail as your primarily client, you might want to reconsider.

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Find Insurance quote

Most states make it mandatory for you to have car insurance. The minimum the authorities accept is liability coverage on your car. A liability cover will protect the other person if ever you are involved in an accident. Nowadays Internet is becoming a major information center for those looking for auto cheap insurance. 

Getting car insurance cheaper may simply be a matter of using your car less on the road and perhaps, if appropriate, insuring it for only pleasure driving or limit the distance that you will drive your vehicle over the following year.

After establishing your vehicle's possible usage, you can obtain car insurancequote from a dealer, a broker or direct with an insurance company. One of the best ways is to get your car insurance quotes online. This is because of the general simplicity of the forms and variety of sources for finding quotes online. There are a lot of options available to the consumer online and you can peruse them at your leisure without being pressured by pushy salespeople

Saving money is one of the main reasons why people tend to find online car insurance quotes. There are several websites, which offer instant carinsurance quote comparison services. This helps the drivers to compare the same service provided by different auto insurance companies before sticking into any insurer. This assures that the drivers can easily find out the low cost quotes. By choosing for online car insurance you can save time spent to see an insurance agent or being hassled over the phone. 

The number of people looking for cheap online car insurance quote is growing by day. The number of financial companies who claim they are the cheapest car insurance company are many. With unparalleled growth in auto cheap insurance arena both companies and brokers are on the look out for business and this gives the customer in search of auto cheap insurance scores of options. Before deciding on the on the cheapest online car insurance quote you should do a thorough homework, as the prize range varies considerably. Try to get as many quotes as possible before coming to a decision. 

But you should never be carried away by the thought of getting the cheapest car insurance company. By doing so most of the important aspects are ignored and in process you also stand to lose better deals, which you could have enjoyed if you had opted for an insurance for a slightly more pay. Drivers with a clean slate are given better deals and families with teen drivers are offered competitive quotes by certain insurance companies. Cheap online car insurance quote makes this an easy task. 

Last but not least, remember that the companies you will be dealing with will be trying to compete to be your car insurance company, so don't be afraid to get as many quotes as possible before settling on a particular car insurancequote.

www.the-insurance-quote.blogspot.com

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How to Get a Term Life Insurance Quote

Getting a term life insurance quote is a smart move. Not only is it the first step towards ensuring your beneficiaries will be financially secure in the unfortunate event you pass away, but nowadays, term life insurance quotes are very easy to obtain.

Given the competitive nature of the life insurance industry, you may even find you're able to negotiate an even better deal than the quote you're given.

Which Insurance Company is Best?

There's no one answer to the question of which insurance company is best. Only you can decide that. If you have a preferred insurance provider, maybe you're familiar with the business from advertising, then start by contacting that source.

If you already work with an insurance carrier that provides other types of insurance, such as your automobile insurance or your homeowner's insurance, or even insurance on your business, then go ahead and contact that company for a term life insurance quote.

If your regular insurance provider offers term life insurance, you may be eligible for a discount just because you are an existing customer.

If you are new to the world of insurance, then do what most newbies do. Fire up your search engine and get a term life insurance quote online. After just a few clicks, you will have before your eyes numerous options to pursue. There's no need to feel overwhelmed with the choices.

Many of the internet sites are set up to get term life insurance quotes from a number of insurance agencies. If you're interested in getting multiple quotes without having to fill out multiple applications, this may be the best way to proceed. 

Before selecting this type of multiple quote website, you may want to find out which insurance agencies that particular website deals with. This information generally is listed right on the home page. 

Free Term Life Insurance Quotes

Once you've found a website you feel comfortable with, find the link to receive your free term life insurance quote. Be sure to look for the word "Free." If the website wants to charge you for this type of service, you should leave and continue your search. You should never have to pay for a term life insurance quote, but it is the Internet, so you've got to be aware.

After clicking on the link to receive your free term life insurance quote, you'll be presented with an online application form. The amount of information required for each form will vary from site to site.

At a minimum you can expect to provide the following information: age (or date of birth), gender, your health categorization, the amount of term life insurance coverage you seek, the term, your state or country of residency, and whether or not you use tobacco products.

That information will get you a "general" term life insurance quote. The amount of your actual premium will ultimately be determined by a more in-depth review of your personal information and medical history.

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Save Money By Getting A Term Life Insurance Quote Online

When deciding or choosing what life insurance is best for you, you can avoid feeling pressured into a policy by searching for a term life insurance quote online. The service is terrific and it can be a fast turnaround because you control how fast or slow the process can be. Getting a term life insurance quote online is as simple as the click of the mouse. With so many life insurance companies now operating on the Internet, all you have to do is log onto the various sites and check out the rates for term life insurance.

When you check for a term life insurance quote online, you do not have to pay for the quote. This service is free and you should request quotes from at least three different companies. This way you can do a comparison of online life insurance quotes. Each of the companies has a form that you fill in and they will respond to you with the quote- usually in less than 24 hours. 

Some of the required questions you will have to answer to get a term life insurance quote online are your age, occupation, medical history and whether or not you smoke. All of these factors affect the price the online quote you receive. A younger person will certainly get a much lower premium than an older person because the likelihood that he/she will die within the term of the policy is much less.

Your occupation is also a deciding factor in getting the best possible online life insurance quotes. This is because the life insurance company looks at the dangers involved. If you do work at a dangerous occupation, then it is possible the company will have to pay out a settlement on the insurance before the term runs out. One thing you do have to remember with getting term life insurance quotes online is that these quotes are for a specified term, such as 10 or 15 years. If you are still alive at the end of the term you do not collect any money from the policy.

Whether or not the life insurance company needs you to have a medical depends on your medical history. If you have a record of heart disease for example, it will affect the term life insurance quote online that the company will give you. You many get a policy with a clause inserted saying that should you die of this illness, there not be any settlement paid out. You so have to be honest in answering the questions for the online life insurance quotes because it could result in cancellation of your policy down the road. Then you are left with no policy and you will have paid out money in premiums for nothing. 

However before getting a term life insurance quote online make sure you have found out exactly what type of life insurance you need.

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Life Insurance Cover Quote

When you are looking for a life insurance cover quote, you have quite a few options, starting with the ways of obtaining a quote. You can fill out a brief application online and receive a quote literally in seconds. You can call a company or independent agent to discuss your needs over the phone.

Or you can walk in to any insurance company, even if you don't have an appointment, and ask for a life insurance cover quote.

Just keep in mind that whichever option you pursue, a quote will only provide you with a baseline figure. What will really add validity to your life insurance cover quote is providing additional details about yourself, your needs, your goals, and your overall state of health. 

In addition to the ways you can get a life insurance cover quote, you have several coverage options. In general, you can choose basic Term life insurance, you can get what is called Mortgage Insurance, you can get life insurance or mortgage insurance cover with a critical illness component and you can request a terminal illness option.

If you're already confused, don't be. Just read on.

A term life insurance cover quote is generally the least costly. You choose a face value for this basic form of life insurance and a time period during which you want coverage and based on your age, gender and physical condition, you'll be given a rate.

If you decide to purchase this cover, your beneficiaries will receive the policy's face value upon your death which they can then use as needed. 

If you just want to make sure your family has enough money to repay a mortgage after you pass on, request a Mortgage life insurance cover quote. To be eligible, your mortgage must be a Repayment type. 
This type of life insurance cover will provide your beneficiary with cash in an amount equal to the mortgage payoff amount should you die or be diagnosed with a critical illness during the cover term.

Critical illness may or may not be considered an additional cost when you ask for a life insurance cover quote so ask for clarification. A critical illness may not cause death, but it can cause you to lose your job.

Critical illness cover will pay you a lump sum should you be diagnosed with one of the covered illnesses during the term of your life insurance. The cover may have additional conditions so be sure to ask what they are.

A life insurance cover quote with Terminal illness coverage is different. A terminal illness option pays out the face value of the life insurance once you have been diagnosed with a terminal illness that's listed on the cover. A terminal illness is defined as a condition likely to cause death within a 12-month period.

If you plan to shop around for a life insurance cover quote, it's worth it to familiarize yourself with these and the other life insurance cover quote options that are available.

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Online motorcycle insurance quote - how to get one

Getting an online motorcycle insurance quote is very convenient, but the online motorcycle quote that you get may not be accurate. You may be in for a surprise if you don't carefully check the information that you send in for the quote, and check the information you receive when you are given a quote.

Start with the information that you are supplying on the form. If you omit any information, or if you get any information wrong, the quote that you receive will not be accurate. You need to remember that this is just a quote. You are not applying for the insurance, and by supplying wrong information, or omitting information, you won't be doing yourself any favors.

You cannot fool the insurance companies. Omitting information will not get you a lower rate, because when you actually apply for the insurance, the insurance company will get a copy of your driving record, and possibly a copy of your credit report as well. They may require pictures of the motorcycle, or they may require you to bring the motorcycle to an agency for inspection. If you've omitted any information - whether it was on purpose or on accident - the insurance company will find out during the application process.

Most online quote sites don't allow for discount information. In other words, if you are eligible for specific discounts, you won't see those discounts when the comparisons are done. You will need to contact the insurance companies for a more accurate quote that includes your discounts.

After you get your online motorcycle insurance quote, call the insurance companies for a more accurate quote, and apply for the insurance over the telephone if possible, as opposed to applying online. This way you can be sure that you are getting the most accurate quote possible.

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How To Finance Your Graduate Studies

Are you a career-minded student? Aiming is to go for higher studies? But can't go because of the shortage of money. Don't worry student loan consolidation will help you to go for higher studies. 

A student can apply online for student loan consolidation, as there are various debt consolidation packages are present. A student can save money by combining student debt loan into one loan with the help of student loan consolidation rates. It will lower your interest rates and will save your time. 

According to the Education Department, students who are graduated or are still in school may consolidate their government-guaranteed loans -- a step that clears the way of hurdles, were stopped by the high interest rates. Now a student doesn't have to pay high interest on student loan consolidation rate, apply and enjoy LOW rates. 

A student has to check some points when he/she going to sign on the loan papers. Carefully examine each and every point written on the papers. Prepare you mind about the student loan consolidation rates. If the burden of paying monthly bills are in your shoulders, than you have to check for the companies who are offering additional services regarding your requirements. 

Consider some points for Student Loan Consolidation Plans 

1. Give a thorough search before taking any decision on student loan consolidation rates. Choose a lender who is offering low monthly rates and provides good facilities. 

2. Try to get only student loan consolidation as for student loans you have to pay differently to every loan provider. Student loan consolidation will take your all tensions in one package.

3. These days, some federal consolidation loans have a fixed rate for the life of your student loan. It's best to do research to see what the best interest rates and term you are eligible for. You can check online to calculate the interest rate on a new student consolidation loan based on the rates of your current student loans. You can then round up to the nearest 1/8th of a percent of the weighted average of the interest rates on your eligible student loans. 

4. Federal consolidation rates can give you relief as you can extent your payment period up to 30 years. This way you can focus on your studies effectively and when you get a good job you can pay back all the debts. 

5. Student loans consolidation is also made for school going students. This way you can get loans on low rates. 

6. With a new student loan consolidation, you may be able to get a much better interest rate. Interest rates are now at an all time low. You may have been paying on debt you built up from several years ago, at high interest rates. Things change over time in the financial industry.

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Student Loan Consolidation Information

Student Loan Consolidation is a really useful repayment tool that gathers all your federal student loans and puts them into one loan, also significantly reducing your monthly payment. Student loan consolidation is one of the most popular used methods for reducing and paying off student debt. Student loan consolidation is a powerful financial tool which has the backing of the federal government to help you lower your payments by extending your repayment term. Student loan consolidation also gives you the opportunity to lock in at alow interest rate, which can save you a huge amount of money over time. 

Federal student loan consolidation amalgamates all your existing loans into one single loan which will show a good future payment history, which will help you improve your all important credit score. These student loan consolidationbenefits could save you hundreds, even thousands of dollars in additional interest over the term of your loan. Federally funded loans are initially administered through the US Department of Education's Federal Student Aidprograms, and are usually the easiest to get student loan consolidationservices for. 

After student loan consolidation, the variable interest rate becomes a fixedinterest rate for a set period of time. Many people suffer from bad credit and this can cause problems with trying to obtain that all important college loan consolidation funding but if you utilize services of a federal-based company, they don't do any credit checks and the top benefit of all, student loan consolidation is considered as good debt and will be more appealing to any future lenders. The Federal Student Loan Consolidation Program lets anyone with more than $7500 in outstanding Federal student loans (including PLUS loans) to reduce their monthly student loan repayments and lock in a low fixedinterest rate.

Federal loan are sent to the controllers office at your school, you then sign it over to the school and it is applied to the balance owed to the school. Federal Loans and Private loans cannot be merged when you opt for student loan consolidation. Federal student loans offer low interest rates and deferredpayments. Federal student loans are some of the most affordable loans available to students and families, with interest rates lower than most other forms of financing and deferred payments (principal and interest) until after graduation.

By consolidating your federal student loans first and improving your credit score, you could get a better interest rate. Anyone with outstanding non-federal education-related expenses is eligible to apply for a Students can consolidate while still in school, during the six-month grace period immediately following graduation or during the repayment period.
A student loan consolidation program is a lucrative and efficient way for students to deal with student debt.

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Can Student Debt Consolidation Help You With School Loans?

Student debt consolidation is when you refinance each of your federal school loans into a single loan that has a fixed interest rate. It is also the term used to describe refinancing a single student loan with a new interest rate. 

The interest rate of the student debt consolidation loan is derived from the average rate of each of the loans combined. The interest rate you receive when you get a student debt consolidation loan should result in less money spent over the long term of repaying school loans.

What many students are unaware of, is that you will be unable to get astudent debt consolidation loan to combine your federally funded student loans with your private loans. When you consolidate federally funded school loans, they can only be consolidated with a federal loan program and thefederal loan programs will not consolidate a privately funded college loan. 

If you do have a combination of privately funded student loans and federally funded student loans, it is definitely worth looking into student debt consolidation even though you will not be able to get one loan for all your debt. 

Look for government sponsored student debt consolidation programs for each of your federal school loans. These programs are designed to help students get an affordable monthly payment, and while you cannot include private education loans, they do take your payments to the other student loans intoconsideration when creating your new monthly payment on your student debt consolidation loan. Many federal loans can be consolidated with interest rates of about 4%, which should save you considerable money over the long term. 

Once you have consolidated the federal loans, you can look into consolidating your privately funded educational loans into a single loan, as well. This is very beneficial if you have more than one private loan with different interest rates. 

Consolidating will allow you to make a single payment and pay a singleinterest rate on the total balance rather than keeping track of two or moremonthly payments for your private loans. It will save you considerably on interest fees, as well, even if the resulting consolidated loan has a slightly higher interest than the loans individually. 

When you first graduate college, it can be very difficult to make your school loan payments. Student consolidation loans can go a long way in helping you manage your college expenses as you enter the working world.

These kinds of loans are fairly easy to apply for. Federal consolidation programs allow you to fill out online forms in a matter of minutes. Private consolidation loans may be a little more difficult, as the banks are going to base the interest rate and the approval on your credit history and how likely you are to be able to pay your loan back. 

It may be beneficial for you to get a co-signer on a privately funded school debt consolidation loan in order to get a better interest rate.

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School-Consolidation Loan Can Help You Avoid The High Interest Rate On Your Student Loan

With college tuitions steadily on the rise, more and more people are unable to pay for post-secondary education out of their own pockets. Most students will apply for at least four separate loans during the length of their school term. Both Federal and Private student loans can, and should, be consolidated by way of a school-consolidation loan.

A school-consolidation loan is perhaps the best type of loan you could hope to have. With a school-consolidation loan, you'll be able to pay off all of your existing student loans from the credit you'll receive from the new loan. By doing this, you're reducing the number of creditors, monthly payments and interest rates you have.

Most school-consolidation loan interest rates will either match or be lower than your current student loans. If you've taken the time to ascertain exactly how much you'll actually be paying just in interest fees, you'll know that any decrease in interest could potentially save you thousands of dollars. This is due to the fact that, in all likelihood, it will take you at least a few years to be able to pay off all of your loans. A $10,000 student loan at a 10% interest rate will accumulate $1000 per year in just interest. Over four years that's $4000. A school-consolidation loan at say 7% would reduce that to just $2800 over four years, easily saving you $1200.

Another great benefit of a consolidation loan is the fact that you'll no longer have to deal with multiple minimum payments. This can be difficult to manage, especially if you have 8 different payments to make, all at different times of the month. With one simple bill, you're much less likely to miss a payment and will be able to budget your income that much easier.

You'll need to get separate school-consolidation loans if you have both Federal and Private student loans. With Federal loans, the biggest advantage of consolidating is the fact that nearly all Federal loans don't have a fixed interest rate. Consolidating will lock you onto a single interest rate, thereby saving you money when that lower Federal student loan interest rate fluctuates to the high side.

Perhaps the most helpful benefit of a consolidation loan is the fact that you can negotiate repayment terms to a length of up to 30 years. This will greatly reduce your minimum monthly payment if you feel you won't be able to pay it off any sooner. Be warned, though, the total interest fees of a 30 year loan compared to a 5, 10, or 15 year loan are significantly higher.

To be eligible for a school-consolidation loan, you must not be attending classes. When you apply for the loan, you typically won't even have to have a credit check. Therefore, your current credit rating will not be a determining factor as to whether or not you're eligible for a guaranteed consolidation loan.

Summary: 

School-consolidation loans are available to students who're no longer regularly attending classes. These loans combine your existing student loans into a single loan, making it easy to manage and instantly improving your credit score while reducing the amount of interest charges you'll pay.

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A School Consolidation Loan Can Actually Improve Your Credit Rating!

It's common knowledge that college is expensive, plain and simple. In fact, most families are not able to send young ones off to college without taking some sort of loan. A typical student will take, on average, between four and eight loans from both Federaland Private sources throughout their time spent pursuing post-secondary education. 

To get a loan with the lowestinterest rate and with the credit amount you need, a creditor will take into account your credit rating, also known as a credit score. The determining factors of your individual credit score includes such things as: the number of creditors you have, what you owe to them, how long you've been in debt to them, if you make your minimum monthly payments and the particular variety of credit (such as a revolving line of credit or a mortgage) you currently have in your name.

Maintaining a good credit score is important if you wish to apply for other credit later in life. You will need to take more loans in order to obtain expensive things like real estate or a car. A school-consolidation loan can help you improve your credit score, which makes your likelihood of obtaining credit in the future a lot better.

If several different loans appear on your credit report, in all probability, you'll have a fairly low credit score. Another thing that can result in a poor credit score is not paying anything towards your loan. This is particularly true for students who don't usually even begin to pay back their loans until after they've completed they're education and secured a job. 

Having several different student loans without paying them for two or four years while you're still in school really does adversely affect your credit score. Just because you've made arrangements to only pay back the loan after you're done school doesn't matter to the computers that determine your credit score. All they'll pick up is that you've had a bunch of loans for several years and haven't paid a dime towards them.

A great way to get your credit rating back up to where it should be after you've finished school is by getting a school-consolidation loan. Essentially, with a school-consolidation loan, you'll be able to pay back all of your original loans and only have to pay this single new school-consolidation loan. 

Consolidating your debt instantly reduces the number of creditors you have and shows that you've been able to pay back all of your loans. A school-consolidation loan can cover all of the loans you've taken or just the ones you choose. This would be helpful if you've received a student loan at an interest rate lower than what a school-consolidation loan can offer. 

There are both private and federal school-consolidation loans available and each has it's own specific application requirements. Private student loans can be paid with the private school-consolidation loan. If you take this kind of loan, you can even include your outstanding credit card balances in the list of creditors to be paid off. 

To obtain a federal loan, your current student loans need to be completely disbursed. All consolidation loans can only be given if your debt is $10,000 or greater and only when you're no longer attending school. 

Summary: 

Your credit rating is one of those things that can either haunt you or help you for the rest of your life. If you have multiple student loans that make maintaining your good credit score difficult, a school-consolidation loan can help you by combining all of your student loans into one, easy to manage loan.

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